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Personal Banking in and around Encinitas

Contact Lisa Trapp

To apply for Banking Options or to learn more about Banking Products.

Contact Lisa Trapp

To apply for Banking Options or to learn more about Banking Products.

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Personal banking with U.S. Bank®

Encinitas, choose U.S. Bank® for help with your personal banking needs

Checking accounts

With a checking account through U.S. Bank®, you can enjoy advantages like one of the largest ATM networks in America, access to your account 24/7 online or with U.S. Bank®'s mobile app, and more.

See U.S. Bank® checking accounts

Savings accounts

When you open a savings account with U.S. Bank®, you can enjoy benefits like overdraft protection for your U.S. Bank checking account, competitive rates for State Farm customers, and more.

See U.S. Bank® savings accounts

CDs

Open a U.S. Bank® Certificate of Deposit (CD) today and allow your money to work for you.

See U.S. Bank® CD accounts

Credit cards

Along with the excellent benefits available, there are additional advantages offered to State Farm Visa® cardmembers including purchase security, extra cash back, cell phone protection, and more.

See U.S. Bank® credit cards

Personal loans

There are lots of reasons for choosing a personal loan - purchasing a private-party vehicle, prepping for a wedding, fixing a leaky roof, or emergency expenses. Your goals can become a reality with U.S. Bank®.

See U.S. Bank® personal loans
Personal banking your way

Here for your personal banking needs.

Simple Insights®

To consolidate debt, first calculate the loan you need

It's easier to conquer debt when you streamline multiple payments into one place. Use this calculator to determine if a consolidation loan is right for you.

Fixed-rate mortgage vs. adjustable-rate mortgage

Learn the differences between a fixed-rate vs. adjustable-rate mortgage in order to make your decision.